Privacy Policy

Your privacy is important to us. We are committed to protecting your personal information and ensuring transparency in how we collect, use, and safeguard your data. Please review our privacy policy to understand how we handle your information.

Commitment to Security

At Smoney, we treat security with the utmost seriousness. Your data is as important to us as our own. Here’s a glimpse into our robust security measures.

Privacy Practices

We never sell your personal information or share it with unaffiliated third parties for their advertising or marketing purposes. For more details, please review our Privacy Policy.

Security Measures

Smoney spares no effort when it comes to protecting our clients’ personal information. We employ 128-bit or higher encryption to safeguard data during transmission and ensure data at rest is encrypted. If we detect any suspicious activity on your account, we’ll notify you immediately.

Incident Response

Our dedicated security team is always on standby, ready to investigate and respond to issues as quickly as possible.

External Security Assessments

We collaborate with independent third parties who routinely assess our site for vulnerabilities. Additionally, our external bug bounty program rewards independent security researchers for reporting any security issues they find.

We hope this overview clarifies Smoney’s commitment to protecting your data. Should you have any questions or simply wish to say hello, please email us at security@smoney.com.

Consent For Electronic Signatures, Records, and Disclosures (“E-Consent Terms”)

Please read this information carefully and print a copy and/or retain this information for future reference.

Introduction

To connect you with certain offers from participating providers, these providers need your consent to respond to your requests electronically (“E-Consent”). These E-Consent Terms inform you of your rights when receiving electronic disclosures, records, notices, and information (“Electronic Communications”). By signing up for our Check Your Rate Platform, you acknowledge that you have received these E-Consent Terms and consent to conduct transactions using Electronic Communications.

Option for Paper or Non-Electronic Records

You may request a paper copy of any Electronic Communications by contacting the participating provider directly. They will provide paper copies at no charge and will retain records of Electronic Communications as required by applicable law.

Scope of Consent

This E-Consent applies to all online interactions concerning your offer requests, including those on any computer, mobile device, or tablet. By signing up for our Check Your Rate Platform, you consent to have participating providers process your information and interact with you electronically. They may also send you electronic notices related to your offer requests, which may be provided online at our or the participating providers’ websites, and by email.

Consenting to Do Business Electronically

Before deciding to do business electronically with participating providers, consider whether you have the necessary hardware and software capabilities described below.

Hardware and Software Requirements

To access and retain Electronic Communications, you need:

A device capable of accessing the Internet
An email account
An internet browser that supports 128-bit encryption
A PDF file reader like Adobe® Acrobat Reader
A printer or a storage device with sufficient space for future reference

You may send any questions regarding hardware and software requirements directly to the participating providers.

Withdrawing Consent

Your E-Consent for Electronic Communications about offer requests submitted through Smoney cannot be withdrawn because each request is a one-time transaction. If you apply for an offer with a participating provider on their site, you may be asked to consent to further electronic communications before obtaining credit.

Updates to Your Contact Information

If you apply for an offer with a participating provider, keep them informed of any change in your email or mailing address by logging into their website or by sending a written update by mail.

CONSENT

BY SIGNING UP FOR OUR CHECK YOUR RATE PLATFORM, YOU GIVE YOUR AFFIRMATIVE ASSENT TO THESE E-CONSENT TERMS AND ACKNOWLEDGE THAT YOU CAN ACCESS THE ELECTRONIC COMMUNICATIONS AS DESCRIBED ABOVE.

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